1. One of the basic principles of finance is that the lower the risk, the lower the ___. (1 point) 2. Stock investors expect to make a return on their investment in the form of ____ and ____. Bond investors expect to receive ____. (3 points) 3. Match the type of investor to the most likely type of investment (3 points) 3-1. conservative 3-2. moderate 3-3. aggressive a. growth and income fund b. high yield bond c. treasury bills or notes 4. ____ is the process of reducing risk by spreadinginvestment money among several types of investment assets thereby averaging out the high and low returns. (1 point) 5. What is a blue chip stock? (1 point) 6.High yield bonds are low grade bonds with high risk. What is the common term used for high yield bonds, and what is meant by high risk? Explain. (3 points) 7.What is the difference between a T-bill, a Treasury note, and a Treasury bond? (3 points) 8. What are thethree types of investment goals and objectives of mutual funds? (3 points) 9. What is a municipal bond? AND, Give two characteristics of a municipal bond as compared to a corporate bond. (3 points) 10.Why is manager tenure a key factor to be considered in selecting a mutual fund? Explain. (2 points) 11. What is a no-load fund as compared to a load fund? What is the best choice? (2 points) 12.What are requirements to beentitled to social security benefits?How long do you have to work?What age do you have to be?When are you able to receive benefits if you have not worked?(3 points) 13. With respect to tax-sheltered retirement accounts, what is an early withdrawal? AND, Name two consequences of an early withdrawal.[Note: The answer is not "early withdrawal is when you withdraw money early"](3 points) 14. Name and explain two methods to transfer property at death that avoids using a Will. (4 points)