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1. Overview of current state of the stock market - include your thoughts as to whether you feel it is overvalued or not, and if

1. Overview of current state of the stock market - include your thoughts as to whether you feel it is overvalued or not, and if you feel it will drop soon and why. Given this, what do you recommend from an investing standpoint - stocks, bonds, a combination, which stocks or industries? Why? Which bonds? (if recommending them and why)

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