1. Pick an area of your life (work, school, social) and explain how you apply the 4 mitigation factors (Avoid, Reduce, Transfer, Accept). Are there any risks you are cheerfully ignoring (Covid, etc.)? 2. Imagine you are 2 years into the future and despite all your efforts, you are not in line to get your new degree. Things have gone wrong on several fronts. What were the causes? Go deep - actions, non-actions, motivations, the influence of friends or family, personality traits, freak accidents, etc. Note concern level, not action steps. Skip the Pollyanna viewpoint - there will be obstacles.