1 PLS Assets Liabilities and Net Worth Stock Shares $400 Reserves 40 Property 300 Securities 160 Loans 80 Demand Deposits The figures in the table are for a single commercial bank. All figures are in thousands of dollars. If the required reserve ratio is 10 percent, the bank has excess reserves of 189 o $28,000 o $22,000. o $18,000 o $16,000