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( 1 point ) A $ 7 5 . 5 8 loan is issued today. It will be repaid in two $ 5 0 installments.

(1 point)
A $75.58 loan is issued today. It will be repaid in two $50 installments. The effective annual rate of interest on the loan is 6%. The first installment is due in 7 years. When is the second installment due? (Round to the nearest integer.)
The second installment is due in years.
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