(1 point) Sara wishes to purchase a stereo system. She offered the following payment options: Option 1: $0 down $ 430 in 1 year $ 300 in 2 years Option 2: $ 95 down $ 235 in 1 year $ 400 in 2 years Determine the range of interest rates for which the present value of Option 2 is less than the present value of Option 1. Lower limit of range = ? Upper limit of range =