1. Possible Solution for better investment

3. Implementation of solutions

Net Worth Melissa Edmonds As of 12/31/2017 Total S 7.000 Fixed Assets Savings Checking Money Market Total Fixed Assets $ $ 8.000 Variable Assets Roth IRA Mutual Funds 403(b) balance Total Variable Assets $ 61 431 $ 66,550 $ 153,577 $ 281558 Personal and Other Assets Home Vehicle Personal Property Total Personal and Other Assets $ $ $ $ 800 500 1.300 Total Assets $ 290,858 Liabilities Mortgage (30 year 6%) Car Loan (9%) Credit Cards (188) Student Loans (3.5%) Total Liabilities S $ 5 $ $ 7,500 2.000 14,000 23,500 Net Worth $ 267,358 Melissa Edmonds As of 12/31/2017 Melissa Cash Inflows Earned Income Salary Girls Golfing Coach Subtotal $ 34,000 S 1,200 $ 35,200 Investment Income Interest Subtotal 3836 $ $ 386 Total Cash Inflows $ 35,586 Cash Outflows Lifestyle Expenses Mortgage payment Rent payment Car Loan Credit Card payment Subtotal $ $ 7.200 $ 7,500 S 2.000 S 16.700 Qualified Savings 403(b) contributions Subtotal $ $ 720 720 Taxes Federal Income Tax State Income Tax Social Security Tex-employment Medicare l'axes Subtotal $ S $ S S 3.520 1.760 2.108 2.108 9.496 Total Cash Outflows $ 26,916 Surplus/Delicit) $ 8,670 Net Worth Melissa Edmonds As of 12/31/2017 Total S 7.000 Fixed Assets Savings Checking Money Market Total Fixed Assets $ $ 8.000 Variable Assets Roth IRA Mutual Funds 403(b) balance Total Variable Assets $ 61 431 $ 66,550 $ 153,577 $ 281558 Personal and Other Assets Home Vehicle Personal Property Total Personal and Other Assets $ $ $ $ 800 500 1.300 Total Assets $ 290,858 Liabilities Mortgage (30 year 6%) Car Loan (9%) Credit Cards (188) Student Loans (3.5%) Total Liabilities S $ 5 $ $ 7,500 2.000 14,000 23,500 Net Worth $ 267,358 Melissa Edmonds As of 12/31/2017 Melissa Cash Inflows Earned Income Salary Girls Golfing Coach Subtotal $ 34,000 S 1,200 $ 35,200 Investment Income Interest Subtotal 3836 $ $ 386 Total Cash Inflows $ 35,586 Cash Outflows Lifestyle Expenses Mortgage payment Rent payment Car Loan Credit Card payment Subtotal $ $ 7.200 $ 7,500 S 2.000 S 16.700 Qualified Savings 403(b) contributions Subtotal $ $ 720 720 Taxes Federal Income Tax State Income Tax Social Security Tex-employment Medicare l'axes Subtotal $ S $ S S 3.520 1.760 2.108 2.108 9.496 Total Cash Outflows $ 26,916 Surplus/Delicit) $ 8,670