1 pts Question 4 Geppetto owns a painting worth $42,500 and there is a 11% chance that it will be damaged and only worth $5,000. Geppetto has an expected utility function with U-vc, where x is payment. Geppetto's expected utility without having insurance is and instead if he buys insurance at a fair premium, then his expected utility would be 184.5: 205.9 O 184.5: 195.9 O 1913; 205.9 O 191.3:195.9