1. Read sections I, II, IV, V, VI and VIII of the IDB document titled 'Financial Regulation in the English-Speaking Caribbean: Is it Helping or Hindering Microfinance?' which is located at http://caribbeanmicrofinancealliance.com/media/docs/14.pdf

2. In the document, the author states that "The situation for interest rate transparency is less clear...in fact it is less clear if borrowers are informed accurately of effective interest rates". In your opinion, should interest rate transparency be a required element in non-prudential regulation? Clearly explain why or why not and use pertinent research and/or real world examples in support of your stance.

3. Do you agree with the stated "...plan of the Central Bank of Trinidad and Tobago to take over the prudential regulation and supervision of credit unions"? Clearly explain your stance using appropriate examples.

4. Review your country's latest 'Labour Force Survey' and indicate the number and percentage of self-employed persons in your country. Based on your findings and your review of 'The Credit Union Challenge', in the document, recommend three (3) practical solutions for credit unions to avoid loan delinquency and credit default among self-employed members.

I am trying to obtain the statistical data for number and percentage of self-employed persons in my country, which has been difficult to locate. Will update that part as soon as I find that data.

Any help in the direction I should go to answer questions two (2) - four (4) would be greatly appreciated