1. READ: What are stocks? Bonds?

We need to understand the differences between stocks and bonds.

http://www.wisestockbuyer.com/2012/05/stocks-and-bonds/

2. READ: what about mutual funds?

http://www.wisestockbuyer.com/2012/11/how-do-mutual-funds-work/

3. READ: Why all-you-can-eat buffets illustrate a problem with INSURANCE!

What do medical insurance and restaurant buffets have in common?

https://www.nytimes.com/2016/09/25/upshot/football-team-at-the-buffet-why-obamacare-markets-are-in-crisis.html

NOTE: "PLEASE READ ALL THOSE PASSAGES AND MAKE A SUMMARY( COMMENTS) ON THEM."