1. River City Bank has the following balance sheet (in millions) and has no off-balance-sheet activities. $50 Assets Cash Treasury bills 90 Residential mortgages (category 1: loan-to-value ratio = 70%) 400 Business loans 710 Total assets $1,250 Liabilities and Equity Deposits Subordinated debentures Common stock Retained earnings Total liabilities and equity $770 405 45 30 $1,250 What is the CET1 Risk-based ratio, what is the total risk-based capital ratio? A) CET1 Risk-based ratio = 11.64%; Total risk-based capital ratio = 15.1% B)) CET1 Risk-based ratio = 15.1%; Total risk-based capital ratio = 20% C)) CET1 Risk-based ratio = 8.24%; Total risk-based capital ratio = 52.7% D) CET1 Risk-based ratio = 8.24%; Total risk-based capital ratio = 8.24% E) CET1 Risk-based ratio = 15.1%; Total risk-based capital ratio = 15.1% 1. River City Bank has the following balance sheet (in millions) and has no off-balance-sheet activities. $50 Assets Cash Treasury bills 90 Residential mortgages (category 1: loan-to-value ratio = 70%) 400 Business loans 710 Total assets $1,250 Liabilities and Equity Deposits Subordinated debentures Common stock Retained earnings Total liabilities and equity $770 405 45 30 $1,250 What is the CET1 Risk-based ratio, what is the total risk-based capital ratio? A) CET1 Risk-based ratio = 11.64%; Total risk-based capital ratio = 15.1% B)) CET1 Risk-based ratio = 15.1%; Total risk-based capital ratio = 20% C)) CET1 Risk-based ratio = 8.24%; Total risk-based capital ratio = 52.7% D) CET1 Risk-based ratio = 8.24%; Total risk-based capital ratio = 8.24% E) CET1 Risk-based ratio = 15.1%; Total risk-based capital ratio = 15.1%