1) Rosa graduated at the top of her high school class, and has set the following goal as part of her financial plan:"graduate from college with a B.S. in Business Management." Which aspect of the SMART goal model is missing from her goal?

A) The goal is not specific.

B) The goal is not attainable.

C) The goal is not time-specific.

D) The goal is not measurable.

2) Which is NOT a benefit of hiring a professional financial planner?

A) Advice given by the planner may result in increased investment earnings.

B) Advice given by the planner may result in reduced taxes.

C) Hiring a professional shortens the planning process by reducing the client involvement on goals, strategy development, and decision making.

D) Hiring a professional reduces the time and effort required to stay informed about financial matters such as investments, taxes, and insurance.