1. Safety and soundness regulation in banking is accomplished using

	a.	product restrictions.
	b.	entrance barriers (chartering).
	c.	on site examinations.
	d.	capital requirements.
	e.	all of the above.

2. The Depression-era law repealed by the Financial Services Modernization Act was

	a.	Smoot-Hawley
	b.	Glass-Steagall
	c.	Gramm-Leach-Bliley
	d.	Dodd-Frank

3. Suppose you and a group of investors start a new bank in Arkansas, and elect to be chartered nationally. Your primary federal regulator will be

	a.	the Federal Reserve.
	b.	the Federal Deposit Insurance Corporation (FDIC).
	c.	the Office of the Comptroller of the Currency (OCC).
	d.	the Securities and Exchange Commission (SEC).