1. Savings can replace a client need for insurance products.

A. True

B. False

2. SafeSave of Dhaka is an example of a high frequency saving model solution.

A. True

B. False

3. Ideally your marginal utility today will be equal to your marginal utility in the future adjusted for time value of money, or

MUt = (1+r) / (1+) Et [MUt+1]

A. True

B. False

4. Moral hazard is not present for insurance products.

A. True

B. False

5. Mandatory savings which cannot be accessed by microloan clients until repayment can be seen as collateral or a fee for services.

A. True

B. False