1. Section 37(1c) of the 2006 Insurance Act says that a person shall not enter into a contract of insurance with an offshore insurer in respect of goods, other than personal effects, being imported into the country.

To what extent is this provision in the act being complied with and what can be done to ensure full compliance by importers in Ghana.

2. Private Motor cycle insurance policies exist in Ghana. However, there's talk of legalising commercial motor cycles as businesses. Discuss the insurance implications for the regularization of commercial motor cycle activities and suggest how insurance companies could position themselves not to be disadvantaged.