1. Section I of the homeowner's policy applies to the dwelling, adjacent structures, and the insured's personal property. 2. Comprehensive personal sability coverage protects the insured against many sources of llability, including negllgence. 3. Two of the most frequently included perits in homeowner's policies are earthquakes and flooding. 4. A home's location and construction materits affect the premiums charged on a homeowner's policy, as do the deductible and amount of coverage carried 5. Homeowner policies cover your pets and livestock as well as your personal cac, motorcycle, golf cart, or snowmobile. The following statements are true: Statements 1 and 3 Statements 1 and 4 Statements 2 and 5 5tatements 1, 2, and 4 Comprehensive personal liability coverage is provided under of the homeowner's policy. Athough it protects against nearly amy wource of liablity resulting from nepligence, there are exclusions, including incidents involving the following: Mmall dogs, boating accidents, and accidents involving automobiles Ubel, slanden or defambtion of character Which of the following are coverages provided by Section II of the homeowner's policy? Check all that apply. Unlimited medical coverage for falling down the stairs The cost of defending the insured homeowner Contractual wrongdoing The payment of court costs Consider the following situations and, based solely on the information given, indicate the most appropriate form of homeowner's policy or supplemental foater. An individual who owns an extensive art collection or furs or fine art that is worth more than the traditional coverage provided by Part C of the hameowner's policy receives better protection using which of the following insurance products? A blanket personal property floater An HO-8 policy A scheduled personal property foater