1. Section II (General Liability Coverages) of the Auto Dealers Coverage Form (ADCF) provides coverage similar to the Commercial General Liability (CGL) coverage form. Briefly describe the coverages listed below under the ADCF, providing an example of a covered loss.

a. Bodily Injury and Property Damage Liability

b. Personal and Advertising Injury

2. Joe signs a contract with Home Builders to install the electrical wiring for a new home. He uses his own tools and follows the specifications in the contract. Joe sustains burns while installing the wiring. Does Home Builders' workers compensation policy cover Joe's injury?Explain your answer.

3. Identify and describe at least three (3) types of loss exposures that are covered under the Employment Practices Liability Policies. What type of practices can organizations put into place to mitigate these exposures?

4. The EPL policy is a claims made policy. Explain the difference between an occurrence policy and a claims made policy. What type of provisions are given under the insuring agreement of the EPL with respect to making a 'claim?'