1. Starting next year, you will need $18800 annually for 4 years to complete your education. (One year from today you will withdraw the first $18800.) Your uncle deposits an amount today in a bank paying 5% annual interest, which will provide the needed $18800 payments. a) How large must the deposit be? (1.5 point) b) How much will be in the account immediately after you make the first withdrawal? (2 point)