1. Szuchman and Anderson explore the idea of moral hazard in personal relationships. What is the moral hazard from the given picture?

http://perfectsubstitute.blogspot.com/2011/02/marriage-as-moral-hazard.html

How would you define moral hazard? Provide an example of moral hazard that you have observed in your own community or workplace

2. How does moral hazard differ from adverse selection? Provide an example to illustrate this concept.