1. Tax-exempt employer-purchased health insurance:

		decreases the patient's incentive to be concerned about the cost and use of services.
		is being eliminated by the Affordable Care Act.
		provides physicians an incentive to be more concerned about their patients' use of services.
		is also available to those who are self-employed.

2. The individual health insurance market:

		covers most people who have health insurance.
		covers a small percentage of people with health insurance.
		is used by employers for their employees.
		has been eliminated by the Affordable Care Act.

3. Managed care plans differ according to the restrictiveness of their provider network and access to specialists. Which types of plans are likely to have the lowest premiums?

		Plans that have the largest ratio of primary care physicians to specialists
		Plans that have the most experience and have been in existence the longest
		Plans that have the most restrictive/narrow provider network
		Plans that have received the highest quality and outcome measures

4. Have managed care cost reductions had a one-time or continuous effect?

		One-time effect, just a large reduction in hospital use
		One-time effect, which included reductions in hospital use and discounted provider fees
		A continuous effect, because it slowed the rate at which new medical technology that offered few benefits was adopted
		Results of the research on this subject have been inconclusive.