1. The Health Insurance Portability and Accountability Act (HIPAA) places restrictions on the employer's right to deny or limit coverage for preexisting conditions.

a. How is a preexisting condition defined under HIPAA?

b. Describe the major provisions under HIPAA that deal with preexisting conditions.

2. Briefly explain each of the following group medical expense provisions:

a. Coordination of benefits

b. Continuation of group health insurance under the COBRA law.

3. Briefly explain the basic characteristics of group den-tal insurance plans.

4. Briefly describe the major characteristics of the follow-ing group disability-income plans: a. Short-term disability-income plans b. Long-term disability-income plans

5. Describe the basic characteristics of cafeteria plans in an employee benefits program.