1. The level of banks' share of assets of all Australian financial institutions from the 1950s on- wards first then in the 1980s _ and recently has due to securitisation of banks' assets. A: increased; decreased; increased B: increased; decreased; remained stable C: decreased; increased; decreased D: decreased; increased; remained stable 2. Banks have gradually moved to liability management in the management of their balance sheets. Which statement best describes liability management? A: The loan portfolio is tailored to match the available deposit base. B: The deposit base is managed in order to fund loan and other commitments. C: The ratio of debt to equity is managed to meet capital adequacy requirements. D: The liability to assets ratio is maintained within Reserve Bank standards. 3. All of the following financial securities are 'uses of funds' by the banks EXCEPT: A: commercial bills B: credit cards C: certificates of deposit D: overdrafts