As part of a university course, you have agreed to carry out a study in close collaboration with a particular bank. This bank wants to find out how young people in early career stages, when they have started to earn a regular income from employment, think about their private savings, investments, and loan decisions. The bank intends to use this knowledge for developing new financial instruments and services to this target group; possibly customized to different client categories. The study will also be examined as part of the course requirements. What research ethical issues and problems may arise in this situation and how would you handle those, while still striving to fulfil the expectations of your collaborating partner? Develop concrete guidance for how to handle key ethical considerations in relation to various actor groups, throughout the research process. Use Bell, E. & Bryman, A. (2007). The ethics of management research: an exploratory content analysis. British Journal of Management, 18(1), 63-77. to support your arguments.