1. The professional responsible for determining adequate specifications for building footings and foundation is a:

a. Landscape architect.

b. Land planner.

c. Civil engineer.

d. Soils engineer.

e. Environmental engineer.

2. When construction costs exceed the amount of the construction loan, a developer frequently will seek to cover the gap with:

a. Additional equity

b. A land contract.

c. Mezzanine financing.

d. Advanced rent.

e. An option.