1. The World Bank and the IMF are twin intergovernmental pillars supporting the structure of the world's economic and financial order. Despite their similarities, however, the Bank and the IMF remain distinct. How do they differ? 2.Some critics asserted that "the World Bank has shifted from being a 'lender of last resort' to an international welfare organization." Comment on this. 3.Although, the IMF has a clearly defined purpose, the execution of its work has been subjected to criticisms. Identify some the major criticisms and challenging areas of the IMF