1) Tim Navholtz needs a $20,000 renters insurance policy and has selected the liability with $1,000 deductible. The insurance company has determined his credit is excellent and has given him the "good" credit rate. If he adds an endorsement of $0.85/$100 to ensure of jewelry, $20/year for the options of identity theft/protection and $75/year for sewer/sump pump backup protection for his basement, find his annual premium using the given table. LOADING... Click the icon to see a hypothetical table of Estimated Annual Renters Insurance Premium Rates. The annual premium is $ enter your response here. (Simplify your answer. Type an integer or a decimal.)

Estimated Annual Renters Insurance Premium Rates

$20,000 Policy Limit							$40,000 Policy Limit
Liability	$500 Deductible			$1000 Deductible			$500 Deductible			$1000 Deductible
	Good	OCC	Bad	Good	OCC	Bad	Good	OCC	Bad	Good	OCC	Bad
$300,000	141	226	253	126	203	227	195	312	349	174	280	313
$500,000	149	239	268	134	215	241	206	330	370	185	297	333
$1,000,000	169	270	303	154	246	276	233	373	418	213	339	381

2) Shay Manning rents an apartment in Chicago and carries $20,000 insurance on her personal belongings. She selects the minimum liability with a deductible of $1,000 for each claim and carries an identity theft/fraud protection of $30. Shay's credit is rated as bad as she has a recent bankruptcy on her record. Find her annual premium using the given table. Click the icon to see a hypothetical table of Estimated Annual Renters Insurance Premium Rates. The annual premium is $

Estimated Annual Renters Insurance Premium Rates

$20,000 Policy Limit							$40,000 Policy Limit
Liability	$500 Deductible			$1000 Deductible			$500 Deductible			$1000 Deductible
	Good	OCC	Bad	Good	OCC	Bad	Good	OCC	Bad	Good	OCC	Bad
$300,000	141	226	253	126	203	228	195	312	349	174	280	313
$500,000	149	239	268	134	215	242	206	330	370	185	297	333
$1,000,000	169	270	303	154	246	274	233	373	418	213	339	381