$1.$ To signal to your insurance company that you are a low risk individual you should

a$.$ Accept an insurance policy with no co$-$payments

b$.$ Accept an insurance policy with co$-$payments

c$.$ Accept an insurance policy with a low deductible

d$.$ None of the above

$2.$ To signal to your insurance company that you are a low risk individual, you should

a$.$ Accept an insurance policy with a high deductible

b$.$ Accept an insurance policy with a low deductible

c$.$ Accept an insurance policy with no co$-$payments

d$.$ None of the above