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1. Two policyholders have the following number of claims over a 3 year period: Policyholder A B Year 1 Year 2 Year 3 30

1. Two policyholders have the following number of claims over a 3 year period: Policyholder A B Year 1 Year 2 Year 3 30 30 x - 12 30 x + 12 Based on this experience, using the empirical Bayes non-parametric method, a credibility factor of 0.8125 is calculated. Determine x

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