$1.$ What company is your current auto insurer and what are your current coverage, limits$,$ and deductibles, and annual premium. If you currently are on your parents' policy, check with them on this. You can do the comparison shopping for the family policy or you can get price quotes as if you were going out on your own $($e$.$g$.$ after graduation$).$ I suggest that you get a quote from their insurer for how much it would cost you to have a separate policy with comparable terms.$$ Your coverage under the family policy is likely to be cheaper because the insurer gives multiple$-$policy discounts and also because it assumes that you drive less than if you were living on your own$\mathrm{.}2.$ Compare your current premium to price quotes from at least two other auto insurers,$$being sure to ask for the same coverage levels so that the comparison is a fair one.$$ It is okay to do this online or over the phone. In answering this, give the name of the insurer and the price quote$\mathrm{.}3.$ What factors would you consider in deciding whether to switch to a different insurer? If you currently are on your parents' policy, please answer this as if you will be paying for the insurance yourself $($e$.$g$.$ after you have graduated$).$