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1. What factors impact an insurance company's driver classification when determining insurability? 2. Is it fair that insurance companies share information regarding claims and policies?

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1. What factors impact an insurance company's driver classification when determining insurability? 2. Is it fair that insurance companies share information regarding claims and policies? 3. Do you feel that insurance rates will be the same in a rural area and a large metropolitan city? Why? 4. Is flood insurance necessary? Why or why not

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