1. what is consumer lending? What types of loans made to consumers are not covered by this definition? Why Not?

2. What effect did the consumer movement in the 1960's and 1970's have on the consumer lending industry?

3. What short and long term effects did deregulation of the banking industry from the 1980s through the early 2000's have on the bank consumer lending programs?

4. What are the four basic consumer financial management needs? Which specifically apply to consumer lending?

5. How has technology changed the way banks compete for consumer loans?

6. How are banking laws made and implemented? What are the primary federal agencies that regulate banks?

7. What is the functional regulation system? What is the source of this concept?

8. What are the purposes of the Equal Credit Opportunities Act and the Truth in Lending Act? Name the bases on which a provider of credit may not discriminate.

9. What should be the primary objectives of most bank consumer-lending compliance programs?