$1.$What is the future value of a $14-$year ordinary annuity with annual payments of $$54,000,$ evaluated at a $7\mathrm{.}1$ percent interest rate? Round it to two decimal places, and do not include the $ sign, e$.$g$.,123456\mathrm{.}54$

$2.$ Your credit card says it charges $14\mathrm{.}1\%$ APR with daily compounding. What real annual rate are they charging? That is$,$ find the effective annual rate $($EAR$).$ Express in percentage but do not include the $\%$ sign, and round it to two decimal places, e$.$g$.,9\mathrm{.}45($for $\mathrm{.}0945$ or $9\mathrm{.}45\%)$