`1. What is the future value of a 25-year ordinary annuity with annual payments of $43,000, evaluated at a 12.6 percent interest rate? Round it to two decimal places, and do not include the $ sign, e.g., 123456.54

2. Your credit card says it charges 18.1% APR with daily compounding. What real annual rate are they charging? That is, find the effective annual rate (EAR). Express in percentage but do not include the % sign, and round it to two decimal places, e.g., 9.45 (for .0945 or 9.45%)

3. You are buying a new house, and you have negotiated a 15-year mortgage loan with a local bank for an amount $330,000 at 6.51 percent APR with monthly compounding. What would your monthly payment be? Round it to two decimal place (cents), e.g., 234.56.

4. Suppose you plan to retire in 40 years. If you make 10 annual investments of $3,000 into your retirement account for the first 10 years, and then no more contributions to the account for the remaining 30 years. If the retirement account earns a fixed 9% annual interest, how much will you have at your retirement? Round it to two decimal places without the $ sign, e.g., 1234567.89.

5. Mark is planning for his daughter's education. She will be attending a college in 11 years. The college expenses are estimated to be $59,000 for a 4-year college. If he can earn 11 percent APR with monthly compounding on a college savings plan, how much does he have to invest every month for the next 11 years? Round it to two decimal places and do not include the $ sign, e.g., 1234.56.

THANK YOU!