1. What is the sustainable growth rate if a firm has a net margin of 12%, a total asset turnover of 1.5, a debt-to-equity ratio of 2 and a retention ratio of 55%? 2. XYZ Company has the following this year: Total Assets= $18 million Fixed Assets= $10 million Sales= $45 million Current Liabilities= $8 million Notes payable=$7 million Owners' Equity=$3 million Net Income=$1 million Retention ratio: 60%