1. What is true about the state of financial inclusion in the US according to the guest presentation?

	a.	20% of Americans are unbanked
	b.	20% of Americans are underbanked
	c.	7% of Americans are unbanked
	d.	121 million Americans are credit challenged

2. Consider the following information from the guest presentation. How is this similar to the Grameen case we have studied?

"

An unbanked person with average income of $20k or less will spend

$1,200 a year on check cashing and money orders

Over $40,000 in unnecessary fees in their lifetime

...

Check cashing outlets can charge up to 400% interest

...

"

	a.	Grameen charges 400% interest on loans
	b.	Grameen clients were paying high fees to moneylenders before working with Yunus
	c.	Grameen clients relied on money orders before working with Yunus
	d.	Grameen charges a 6% fee on average to advance funds against a paycheck

3. To become a certified Community Development Financial Institutions (CDFIs), credit unions must demonstrate ______________ are directed to low-income consumers and underserved populations. Reference the Inclusiv website https://www.inclusiv.org/resources/frequently-asked-questions/.

	a.	more than $100 billion in combined assets
	b.	at least 60% of their financing activity
	c.	None of these
	d.	100% of their financing activity