1) What must an agent do to ensure the client is given proper advice on investment? A. Ensure that there is a right combination of objectives and make sure proper risk analysis is done B. Show the wide selection of investment for the client to choose from C. Motivate the client to borrow money to invest in guaranteed investment vehicles D. Ensure that the advice is advantageous to the agent and the insurance company 2) Whyrecommenddiversificationininvestment? I. So as not to be exposed in one particular class of investments II. To even out market fluctuations and not suffer too much losses III. To ensure the investments will always do well IV. To ensure that they can realize their financial objectives faster A. I and III B. I and II C. II and IV D. III and IV 3) The following instruments are corporate bonds EXCEPT: A. Debenture stocks B. Loan stocks C. Convertible stocks D. Warrants 4) The following characteristics are Sukuk bonds EXCEPT: A. They are issued by pooled funds B. They adhere to strict Syariah principles C. They can be guaranteed or not by their originators D. They can only be bought by Banks and Financial Institutions 5) Mr. Lim wants to invest his money in a conservative steady income generating investment vehicles. You suggest him to put his money in: I. Treasury Bills, Sukuk Bonds, REITS II. PreferenceShares,Warrants,Derivatives III. Fixed Income Securities, Government Bonds, Corporate Bonds IV. Commodities, Futures, REITS A. I,II,III and IV B. I and III C. II and III D. III and IV