(1) What percent of your payment goes towards principal in month 1?

(2)In month 120?

The data are in the paragraph below

please urgent and thank you.

"The cost of the house is $67,000,it is 1.34 times the family's annual income. They plan to make a downpayment of $10,000, considering the rule of thumb, it is 1.9 times their salary (%15.38). The family decided to make a downpayment of 10k, half their savings money, and left $10,000 for emergencies. They want to take a loan for $60,000, with a 30 years fixed rate. The monthly bills will consist of:

• Water, $32

• Electricity, $130

• Internet, $70

• Food/Grocery, $400

• Gas, $160

• Streaming Services, $25

Taking minimum monthly payment, $383.20, the principal is 43.5% ($60,000) and the interest rate would be 56.5% of the entire payment, ($77,952) with an interest rate of 6.600% (Calculator.net). With a credit score of 750, home price of $65,000, and downpayment of $10,000, the families mortgage total monthly payment is $449 (Google Mortgage Rate Calculator). With annual property taxes of $813 and annual home insurance of $228, taxes and fees of $98 (Google Mortgage Rate Calculator). Paying 20% more than the minimum monthly payment, it would take 18.5 years to pay off the loan. The family could afford to move."

Thank you