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(1) What types of activities are normally classified as off-balance-sheet (OBS) activities? (4%) (2) How does an OBS activity move onto the balance sheet as

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(1) What types of activities are normally classified as off-balance-sheet (OBS) activities? (4%) (2) How does an OBS activity move onto the balance sheet as an asset or liability? (4%) (3) What are the benefits of OBS activities to a bank? (7%) I (4) What are the risks of OBS activities to a bank? (7%)

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