(1) What you expect will happen to the price sensitivity related to the hospitals for your employees and their families who are enrolled in the plans. (2) What you expect will happen to the prices that the hospitals in the market will be able to negotiate with the insurer. (3) What you expect will happen to the premium that your firm will be able to negotiate with the insurer. (4) What you expect will happen to the quality of care that is provided by the hospitals. (Be sure to describe how you are measuring quality.) (5) Whether you have any concerns that may be specific to your lowest income employees with the new market conditions. (6) Whether the planned merger not occurring could bring any risks. There are rumors in the community that Davison has fallen on hard times