1) Which of the following factors should be considered while purchasing a homeowner's insurance (HO) policy?

• a.) The number of members in the homeowner's family who use the house property
• b.) The perils faced by the property to be insured
• c.) The probability of a family member having a physical injury on the property
• d.) The number of other properties owned by the homeowner

2) Cory, a 77-year-old diabetes patient, has opted for long-term care insurance.

Which of the following benefits is he likely to receive through his insurance coverage?

• a.) The insurance might cover the costs of obtaining an advanced college degree.
• b.) The insurance company might pay family members who are willing to provide his care.
• c.) The insurance company might pay costs associated with medical care during international travel.
• d.) The insurance might cover the cost of Cory's medicine and medical treatments.