1. Which of the following is covered under Coverage CPersonal Property of the homeowner's policy?

A. the land your house is located on

B. An attached garage

C. Your neighbors chainsaw that you borrowed

D. a detached garage

2. Which of the following situations would be covered under 'Coverage CPersonal Property of a homeowners policy?

A. The hot water heater malfunctions and floods the basement, damaging furniture and other items.

B. Clothing hung outside on the clothesline needs cleaning because of exposure to emissions from a coal-burning power plant.

C. a short circuit in the home's electrical system damages a personal computer

3. Lucinda has her home and personal property insured under an HO-3 policy that covers the actual value of the home of $600,000. She also has coverages E and F under Section II. She has no endorsements.

Indicate whether the following loss is covered and indicate what section of the HO-3 policy supports your answer:

A fire damaged Lucinda's home, destroying a bed, dresser, and two nightstands in the master bedroom. Is this furniture covered? A. Yes or No.

What section of the HO-3 policy supports your answer?

3b. A. Section I Coverage C

B. Section II Coverage F

C. not covered