1 Which of the following is not a true contract?

A A void contract

B An implied-in-law contract

C An oral contract

D An implied-in-fact contract

2 Thomas recently began a new job. He completed his paperwork for health insurance and the other employee benefits. About a month after he started, he received a letter stating that the insurer was unable to provide coverage to him because of a preexisting condition. How should Thomas respond?

A Thomas can offer to pay higher premiums for coverage and negotiate with the insurance company

B The insurer's denial may be a violation of the Affordable Care Act, therefore Thomas should contact Human Resources

C Thomas has no recourse, because an insurer can deny you for a preexisting condition

D Thomas can seek insurance coverage through COBRA

3 Paul and Timothy grew up together and have been best friends since childhood. Recently they started working for the same employer. Paul works in Physical Operations and Timothy works in IT. Paul was assigned to office for a new employee which involved moving furniture into the office. Instead of asking others on his team for help, Paul asked Timothy on his day off to help him move the furniture. Timothy agreed, and during the course of the move, the desk fell on Timothy's foot which resulted in severe injuries to Timothy. If Timothy applies for Worker's Compensation, what is likely to happen to his claim:

A Timothy's claim will be approved, but he will be paid out of the physical operations budget instead of the IT budget

B Timothy's claim will be approved

C Timothy's claim may be denied because Timothy's injury is covered under FMLA

D Timothy's claim may be denied because Timothy was not on duty at work at the time of his injury