1. Which of the following is NOT typically a type of loan provided by a consumer finance company?

Group of answer choices

A. Home mortgage

B. Education loan

C. Consumer durables.

D. Auto loan

2. Which of the following is NOT a government-sponsored enterprise?

Group of answer choices

Ginnie Mae

Fannie Mae

FHLB

Freddie Mac

3. the Farm Credit System is largely void of which type of risk:

Group of answer choices

cyber security

repuation/political

credit

interest rate

4.Mark the [four] that are true for credit unions.

Group of answer choices

They have the same level of deposit insurance as banks.

They are scrutinized by regulators using the same CAMELS factors as banks.

Credit unions obtain most of their funds from the U.S. government.

They are not able to borrow from the FHLB.

Unlike banks, most credit unions carry a federal charter rather than a state charter.

The number of credit unions is growing.

There are roughly the same number of credit unions as banks.

5. Who is angling for access to liquidity from the Federal Home Loan Bank?

Group of answer choices

A. non-bank mortgage institutions

B. credit unions

C. Farm Credit

D. Insurance Companies

6. Premiums

Group of answer choices

A. solely dictate insurance returns.

B. are a standard amount for life insurance.

C. cannot be risk-based for term life insurance.

D. take away the downside to retain the upside.

7. Which of the following insurance practices attempts to minimize the adverse selection problem insurance companies face?

Group of answer choices

A. restrictive provisions

B. risk-based premiums

C. deductables

D. prevention of fraud