1. Which of the following is one of the five basic steps in personal financial planning?

A) Evaluate your personal health.

B) Define your career goals.

C) Develop a plan of action.

D) Let an accountant review your plan.

2. If you and your employer or your employer alone pays into your retirement account then it means you have a(n) ________.

1. two-way plan
2. cash balance plan
3. defined-contribution plan
4. percentage plus inflation plan