1. Which of the following places a limit on your out-of-pocket medical expenses in excess of deductibles and co-insurance payments? a. long-term care insurance b. comprehensive health care insurance C. major medical insurance d. COBRA insurance e. None of the above 3. Lee Company is a business software firm based in Chicago that employs over 400 people. Lee has traditionally provided legislatively required benefits for its employees including Social Security, workers' compensation, and unemployment insurance. In addition, Lee offers employees health and dental insurance. Lee employees work Monday through Friday on a 9 to 5 schedule. Lee's top executives are considering the idea of adding a flexible benefits plan and implementing a flexible work schedule. Which of the following, if true, best supports the argument that Lee should offer its employees a cafeteria benefits plan? A) Lee lacks the resources to join a low-cost health insurance plan, so the firm belongs to a pool with other businesses. B) Some Lee employees have indicated that they would like vision insurance, while others have no interest in dental insurance. C) Lee offers its employees a PPO health insurance plan, but employees have expressed interest in an HMO plan. D) Lee outsources its employee benefits program, so employees go through the plan's administrator when filing claims