1. Which of the following policies combines whole life insurance with an additional amount of increasing whole life insurance?

a return of premium policy.

a return of cash value policy.

a family maintenance policy.

a modified-life policy.

none of the above.

2. A provision that waives premiums on a juvenile insurance policy if the policy owner dies or is disabled before the child reaches a certain age is called a:

facility of payment provision.

payor benefit provision.

nonforfeiture provision.

minor beneficiary provision.