1. Which of the following statements is true of state "mini-COBRA" laws?(select all that apply) a. they apply to fully-insured employers not subject to federal COBRA b. they apply to all group health plans c. they only apply to insured plans d. they can provide coverage for longer than provided by COBRA in some states e. they don't apply if federal COBRA applies 2.which of the following individuals can usually receive health coverage tax free from the employee's employer? (select all that apply) a. an employee's 25 year old child an employee's 28 year old child c. the employee d. an employee's spouse e. an employee's domestic partner 3.which of the following are considered activities of daily living that, if a person is unable to perform them, might trigger benefits under a long -term care policy? (select all that apply) a. transferring b. walking c. bathing d. toileting e. eating f. posting on social media g. communicating 4. which of the following is /are true regarding the taxation of long-term disability plans? (select all that apply) a. both the premiums and benefits are taxable to the employee b. if the premiums are treated as taxable, the benefits are tax-free c. if the premiums are not treated as taxable, the benefits are taxed d. both the premiums and the benefits are tax free |