1.) Which of the following would violate federal laws governing credit cards?

a. Allowing transfers of balances among credit cards

b.Tying the credit card to a home equity line of credit

c. Sending an unsolicited credit card to a consumer

d. Changing the credit card interest rate

2.) Copying an article from a computer science journal that sells subscriptions and then distributing it to 25 employees at your company:

a.) would be fair use

b.) would be copyright infringement

c.) would not be copyright infringement unless you charged the employees for the copies.

d.) none of the above