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1. Which one of the following statements about a soft insurance market is true? Select one: O a. Insurers experience a high level of underwriting

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1. Which one of the following statements about a soft insurance market is true? Select one: O a. Insurers experience a high level of underwriting gain. O b. Insurance rates are high O c. It is a part of the underwriting cycle d. Insurance is uncharacteristically hard to obtain

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