1. Who among the following is not a suitable prospect for a deferred variable annuity? a. Lydia, age 45, who seeks a way to defer income taxes on her invested assets b. Frank, age 73, whose health is failing and may soon have to enter a nursing home c. Gina, age 48, a high-income taxpayer, who wants to diversify her investments d. Aaron, age 55 , who needs to supplement his future retirement income